London Cost of Living 2025/26
£75,000 Salary in London
On a £75,000 salary in London, your take-home pay is £4,504.78/month. Here's what that means for your London lifestyle.
Gross Salary
£75,000
per year
Take Home
£4,504.78
per month
Max Rent (35%)
£1,576.67
recommended
Assessment
Comfortable
for London
What £75,000 Gets You in London
Comfortable for London
Good quality of life with your own flat in most areas
Recommended Housing
Based on the 35% rent rule (max £1,576.67/month), you can comfortably afford:
Studio flat
Average: £1,400.00/month (£1,100-1,800)
Monthly Budget Scenarios
Shared House
Rent-£900.00
Transport-£150.00
Groceries & Bills-£450.00
Disposable£3,004.78
Rent: 20% of net income
1-Bed Zone 3
Rent-£1,500.00
Transport-£180.00
Groceries & Bills-£450.00
Disposable£2,374.78
Rent: 33% of net income
1-Bed Zone 2
Rent-£1,800.00
Transport-£160.00
Groceries & Bills-£450.00
Disposable£2,094.78
Rent: 40% of net income
Key Insights for £75,000 in London
Savings Potential
With careful budgeting, you could save £601-1,002/month
Zone Recommendation
Zone 1-2 affordable for a 1-bed flat
Lifestyle
Comfortable dining out, regular entertainment, and travel budget
Comparison to Average
The average London salary is ~£45,000. You earn 67% above average.