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2025/26 Tax Year

UK Capital Gains Tax Calculator

Calculate the CGT due on property, shares and other assets. See how your income affects which rate you pay.

Asset Details

Calculate CGT for 2025/26

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Determines if basic or higher CGT rate applies

Capital Gains Tax

Property • 24.0% effective rate

£10,064
Capital Gains Tax Due
Gross Gain£45,000
Annual Exemption-£3,000
Taxable Gain£42,000
At 18% (£270)-£49
At 24% (£41,730)-£10,015
Net Profit After Tax£34,936
2025/26 CGT Rates
Property
Basic: 18%
Higher: 24%
Shares/Other
Basic: 10%
Higher: 20%

Capital Gains Tax Rates 2025/26

Rates depend on your total taxable income and asset type

Asset TypeBasic RateHigher Rate
Residential Property18%24%
Shares & Investments10%20%
Other Assets10%20%

Allowable Costs

You can deduct certain costs from your gain: purchase costs (legal fees, stamp duty), selling costs (estate agent fees, conveyancing), and improvement costs (extensions, renovations — not maintenance).

Private Residence Relief

Your main home is exempt from CGT. If you've let out part of it or it wasn't always your main home, you may get partial relief. The last 9 months of ownership are always exempt.

Reporting & Payment

For UK property sales, you must report and pay CGT within 60 days of completion. For other assets, report on your Self Assessment tax return.