London Cost of Living 2025/26
£70,000 Salary in London
On a £70,000 salary in London, your take-home pay is £4,263.12/month. Here's what that means for your London lifestyle.
Gross Salary
£70,000
per year
Take Home
£4,263.12
per month
Max Rent (35%)
£1,492.09
recommended
Assessment
Comfortable
for London
What £70,000 Gets You in London
Comfortable for London
Good quality of life with your own flat in most areas
Recommended Housing
Based on the 35% rent rule (max £1,492.09/month), you can comfortably afford:
Studio flat
Average: £1,400.00/month (£1,100-1,800)
Monthly Budget Scenarios
Shared House
Rent-£900.00
Transport-£150.00
Groceries & Bills-£450.00
Disposable£2,763.12
Rent: 21% of net income
1-Bed Zone 3
Rent-£1,500.00
Transport-£180.00
Groceries & Bills-£450.00
Disposable£2,133.12
Rent: 35% of net income
1-Bed Zone 2
Rent-£1,800.00
Transport-£160.00
Groceries & Bills-£450.00
Disposable£1,853.12
Rent: 42% of net income (high)
Key Insights for £70,000 in London
Savings Potential
With careful budgeting, you could save £529-905/month
Zone Recommendation
Zone 1-2 affordable for a 1-bed flat
Lifestyle
Comfortable dining out, regular entertainment, and travel budget
Comparison to Average
The average London salary is ~£45,000. You earn 56% above average.