London Cost of Living 2025/26
£30,000 Salary in London
On a £30,000 salary in London, your take-home pay is £2,093.30/month. Here's what that means for your London lifestyle.
Gross Salary
£30,000
per year
Take Home
£2,093.30
per month
Max Rent (35%)
£732.65
recommended
Assessment
Challenging
for London
What £30,000 Gets You in London
Challenging for London
Shared accommodation essential. Limited disposable income
Recommended Housing
Based on the 35% rent rule (max £732.65/month), you can comfortably afford:
Room in shared house
Average: £900.00/month (£700-1,200)
Monthly Budget Scenarios
Shared House
Rent-£900.00
Transport-£150.00
Groceries & Bills-£450.00
Disposable£593.30
Rent: 43% of net income (high)
1-Bed Zone 3
Rent-£1,500.00
Transport-£180.00
Groceries & Bills-£450.00
Disposable-£36.70
Rent: 72% of net income (high)
1-Bed Zone 2
Rent-£1,800.00
Transport-£160.00
Groceries & Bills-£450.00
Disposable-£316.70
Rent: 86% of net income (high)
Key Insights for £30,000 in London
Savings Potential
Saving will be challenging. Focus on building an emergency fund first
Zone Recommendation
Zone 4+ or shared housing in Zone 3
Lifestyle
Free/low-cost activities, cooking at home essential
Comparison to Average
The average London salary is ~£45,000. You earn 33% below average.