London Cost of Living 2025/26
£25,000 Salary in London
On a £25,000 salary in London, your take-home pay is £1,793.30/month. Here's what that means for your London lifestyle.
Gross Salary
£25,000
per year
Take Home
£1,793.30
per month
Max Rent (35%)
£627.66
recommended
Assessment
Very Challenging
for London
What £25,000 Gets You in London
Very Challenging for London
May struggle with London costs. Consider outer zones
Recommended Housing
Based on the 35% rent rule (max £627.66/month), you can comfortably afford:
Room in shared house
Average: £900.00/month (£700-1,200)
Monthly Budget Scenarios
Shared House
Rent-£900.00
Transport-£150.00
Groceries & Bills-£450.00
Disposable£293.30
Rent: 50% of net income (high)
1-Bed Zone 3
Rent-£1,500.00
Transport-£180.00
Groceries & Bills-£450.00
Disposable-£336.70
Rent: 84% of net income (high)
1-Bed Zone 2
Rent-£1,800.00
Transport-£160.00
Groceries & Bills-£450.00
Disposable-£616.70
Rent: 100% of net income (high)
Key Insights for £25,000 in London
Savings Potential
Saving will be challenging. Focus on building an emergency fund first
Zone Recommendation
Zone 4+ or shared housing in Zone 3
Lifestyle
Free/low-cost activities, cooking at home essential
Comparison to Average
The average London salary is ~£45,000. You earn 44% below average.