State Pension
The State Pension is a regular payment from the government you can claim when you reach State Pension age. The amount depends on your National Insurance record. Protected by the Triple Lock guarantee.
Eligibility Criteria
You may be eligible for State Pension if:
- You've reached State Pension age (currently 66)
- You have at least 10 qualifying years on your National Insurance record
- You need 35 qualifying years for the full new State Pension
How to Claim
Claim online, by phone, or by post up to 2 months before you reach State Pension age.
Claim on GOV.UKQuick Info
Pension Benefits
Up to £230.25 (new), £176.45 (basic)
Key Facts About State Pension
- Rates shown are for the 2025/26 tax year (April 2025 onwards)
- Eligibility may depend on your income, savings, and circumstances
- Payments are typically made every 4 weeks in arrears
Tips for Claiming
- 1.Gather all required documents before starting your application (ID, proof of address, bank details)
- 2.Keep copies of everything you submit and note down reference numbers
- 3.Claim as early as possible - most benefits cannot be backdated
- 4.If you're refused, you have the right to request a Mandatory Reconsideration and then appeal
More About State Pension
State Pension is a UK government benefit designed to provide financial support for pension benefits. The State Pension is a regular payment from the government you can claim when you reach State Pension age. The amount depends on your National Insurance record. Protected by the Triple Lock guarantee.
The current rate for State Pension is Up to £230.25 (new), £176.45 (basic) per week as of April 2025. Rates are typically reviewed annually and may increase in line with inflation or other government policy decisions.
Who administers State Pension?
State Pension is administered by the Department for Work and Pensions (DWP). You can apply through GOV.UK or contact the relevant helpline for assistance.
Can I claim State Pension alongside other benefits?
Yes, most pension benefits can be claimed alongside other entitlements. Pension Credit, for example, can unlock additional support including Cold Weather Payments, free TV licences for over-75s, and help with NHS costs.
Use our salary calculator to understand your overall income, including how benefits might supplement your earnings from employment.
Calculate Your Take-Home Pay
Use our salary calculator to see how benefits fit into your overall income picture.
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