Pension Credit
Pension Credit tops up your weekly income to a guaranteed minimum. It can also unlock other benefits like free TV licence (75+), help with NHS costs, Council Tax Reduction, and Cold Weather Payments.
Eligibility Criteria
You may be eligible for Pension Credit if:
- You've reached State Pension age (currently 66)
- You live in England, Scotland or Wales
- Your weekly income is below the Guarantee Credit amount
- You can claim even if you have savings (but over £10,000 affects amount)
Quick Info
Pension Benefits
£227.10 (single) or £346.60 (couple)
Key Facts About Pension Credit
- Rates shown are for the 2025/26 tax year (April 2025 onwards)
- Eligibility may depend on your income, savings, and circumstances
- Payments are typically made every 4 weeks in arrears
Tips for Claiming
- 1.Gather all required documents before starting your application (ID, proof of address, bank details)
- 2.Keep copies of everything you submit and note down reference numbers
- 3.Claim as early as possible - most benefits cannot be backdated
- 4.If you're refused, you have the right to request a Mandatory Reconsideration and then appeal
More About Pension Credit
Pension Credit is a UK government benefit designed to provide financial support for pension benefits. Pension Credit tops up your weekly income to a guaranteed minimum. It can also unlock other benefits like free TV licence (75+), help with NHS costs, Council Tax Reduction, and Cold Weather Payments.
The current rate for Pension Credit is £227.10 (single) or £346.60 (couple) per week as of April 2025. Rates are typically reviewed annually and may increase in line with inflation or other government policy decisions.
Who administers Pension Credit?
Pension Credit is administered by the Department for Work and Pensions (DWP). You can apply through GOV.UK or contact the relevant helpline for assistance.
Can I claim Pension Credit alongside other benefits?
Yes, most pension benefits can be claimed alongside other entitlements. Pension Credit, for example, can unlock additional support including Cold Weather Payments, free TV licences for over-75s, and help with NHS costs.
Use our salary calculator to understand your overall income, including how benefits might supplement your earnings from employment.
Calculate Your Take-Home Pay
Use our salary calculator to see how benefits fit into your overall income picture.
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