Cost of Living in Cardiff
United Kingdom • Pop: 0.4M
Cardiff offers affordable capital city living with strong Welsh culture and growing economy.
Capital cityWelsh cultureAffordable livingGrowing economy
Cost Index
67
Rent Index
45
Avg Net Salary
£2,350/mo
Cost Breakdown vs London (Index 100)
Overall Cost
67
33% cheaperRent
45
55% cheaperGroceries
92
8% cheaperRestaurants
73
27% cheaperTransport
79
21% cheaperUtilities
84
16% cheaperSalary Equivalence
How much you'd need to earn in Cardiff to match a London salary
| London Salary | Equivalent in Cardiff | Difference |
|---|---|---|
| £30,000 | £20,100 | Save £9,900 |
| £40,000 | £26,800 | Save £13,200 |
| £50,000 | £33,500 | Save £16,500 |
| £60,000 | £40,200 | Save £19,800 |
| £75,000 | £50,250 | Save £24,750 |
| £100,000 | £67,000 | Save £33,000 |
Living in Cardiff: What to Expect
Cardiff has a cost of living index of 67, meaning it is 33% cheaper than London in overall living costs.
The average net monthly salary in Cardiff is approximately £2,350 (£2,350 when converted to GBP).
Cost Breakdown
- Rent: Index of 45
- Groceries: Index of 92
- Restaurants: Index of 73
- Transport: Index of 79
- Utilities: Index of 84
Key highlights: Capital city, Welsh culture, Affordable living, Growing economy.
Use our UK salary calculator to see your take-home pay, or compare with other cities.