Updated for 2025/26
£27,026 vs £31,076 Salary Comparison
Compare a £27,026 salary against £31,076. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,050
per year
Take Home Extra
+£243.00
per month
You Keep
72%
of the raise
5-Year Gain
+£14,580
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £27,026 | £31,076 | Difference |
|---|---|---|---|
| Gross Salary | £27,026 | £31,076 | £4,050 |
| Income Tax | £2,891 | £3,701 | £810 |
| National Insurance | £1,156 | £1,480 | £324 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £22,978 | £25,894 | £2,916 |
| Take-Home (Monthly) | £1,915 | £2,158 | £243 |
| Effective Tax Rate | 15.0% | 16.7% | 1.7% |
£27,026
Gross£27,026
Take-Home£22,978
You Keep85.0%
£31,076
Gross£31,076
Take-Home£25,894
You Keep83.3%
Tax Band Analysis
Understanding where your money goes
£27,026
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,891.20
National Insurance£1,156.48
Take Home (Monthly)£1,914.86
£31,076
Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,701.20
National Insurance£1,480.48
Take Home (Monthly)£2,157.86
What £243.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £27,026 vs £31,076
£27,026
- Gross Pay£27,026.00
- Take Home (Year)£22,978.32
- Take Home (Month)£1,914.86
- Effective Tax Rate15.0%
£31,076
- Gross Pay£31,076.00
- Take Home (Year)£25,894.32
- Take Home (Month)£2,157.86
- Effective Tax Rate16.7%
The difference in take-home pay is £2,916 per year, which works out to £243.00 per month.