Updated for 2025/26
£26,354 vs £31,354 Salary Comparison
Compare a £26,354 salary against £31,354. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£5,000
per year
Take Home Extra
+£300.00
per month
You Keep
72%
of the raise
5-Year Gain
+£18,000
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £26,354 | £31,354 | Difference |
|---|---|---|---|
| Gross Salary | £26,354 | £31,354 | £5,000 |
| Income Tax | £2,757 | £3,757 | £1,000 |
| National Insurance | £1,103 | £1,503 | £400 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £22,494 | £26,094 | £3,600 |
| Take-Home (Monthly) | £1,875 | £2,175 | £300 |
| Effective Tax Rate | 14.6% | 16.8% | 2.1% |
£26,354
Gross£26,354
Take-Home£22,494
You Keep85.4%
£31,354
Gross£31,354
Take-Home£26,094
You Keep83.2%
Tax Band Analysis
Understanding where your money goes
£26,354
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,756.80
National Insurance£1,102.72
Take Home (Monthly)£1,874.54
£31,354
Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,756.80
National Insurance£1,502.72
Take Home (Monthly)£2,174.54
What £300.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £26,354 vs £31,354
£26,354
- Gross Pay£26,354.00
- Take Home (Year)£22,494.48
- Take Home (Month)£1,874.54
- Effective Tax Rate14.6%
£31,354
- Gross Pay£31,354.00
- Take Home (Year)£26,094.48
- Take Home (Month)£2,174.54
- Effective Tax Rate16.8%
The difference in take-home pay is £3,600 per year, which works out to £300.00 per month.