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Updated for 2025/26

£25,740 vs £30,240 Salary Comparison

Compare a £25,740 salary against £30,240. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£4,500
per year
Take Home Extra
+£270.00
per month
You Keep
72%
of the raise
5-Year Gain
+£16,200
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£25,740£30,240Difference
Gross Salary£25,740£30,240£4,500
Income Tax£2,634£3,534£900
National Insurance£1,054£1,414£360
Pension£0£0£0
Take-Home Pay (Yearly)
£22,052
£25,292
£3,240
Take-Home (Monthly)£1,838£2,108£270
Effective Tax Rate14.3%16.4%2.0%

£25,740

Gross£25,740
Take-Home£22,052
You Keep85.7%

£30,240

Gross£30,240
Take-Home£25,292
You Keep83.6%

Tax Band Analysis

Understanding where your money goes

£25,740

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,634.00
National Insurance£1,053.60
Take Home (Monthly)£1,837.70

£30,240

Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,534.00
National Insurance£1,413.60
Take Home (Monthly)£2,107.70

What £270.00 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £25,740 vs £30,240

£25,740

  • Gross Pay£25,740.00
  • Take Home (Year)£22,052.40
  • Take Home (Month)£1,837.70
  • Effective Tax Rate14.3%

£30,240

  • Gross Pay£30,240.00
  • Take Home (Year)£25,292.40
  • Take Home (Month)£2,107.70
  • Effective Tax Rate16.4%

The difference in take-home pay is £3,240 per year, which works out to £270.00 per month.