Updated for 2025/26
£18,365 vs £24,962 Salary Comparison
Compare a £18,365 salary against £24,962. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£6,597
per year
Take Home Extra
+£395.82
per month
You Keep
72%
of the raise
5-Year Gain
+£23,749
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £18,365 | £24,962 | Difference |
|---|---|---|---|
| Gross Salary | £18,365 | £24,962 | £6,597 |
| Income Tax | £1,159 | £2,478 | £1,319 |
| National Insurance | £464 | £991 | £528 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £16,742 | £21,492 | £4,750 |
| Take-Home (Monthly) | £1,395 | £1,791 | £396 |
| Effective Tax Rate | 8.8% | 13.9% | 5.1% |
£18,365
Gross£18,365
Take-Home£16,742
You Keep91.2%
£24,962
Gross£24,962
Take-Home£21,492
You Keep86.1%
Tax Band Analysis
Understanding where your money goes
£18,365
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,159.00
National Insurance£463.60
Take Home (Monthly)£1,395.20
£24,962
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,478.40
National Insurance£991.36
Take Home (Monthly)£1,791.02
What £395.82 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £18,365 vs £24,962
£18,365
- Gross Pay£18,365.00
- Take Home (Year)£16,742.40
- Take Home (Month)£1,395.20
- Effective Tax Rate8.8%
£24,962
- Gross Pay£24,962.00
- Take Home (Year)£21,492.24
- Take Home (Month)£1,791.02
- Effective Tax Rate13.9%
The difference in take-home pay is £4,750 per year, which works out to £395.82 per month.