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Updated for 2025/26

£16,794 vs £21,794 Salary Comparison

Compare a £16,794 salary against £21,794. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£5,000
per year
Take Home Extra
+£300.00
per month
You Keep
72%
of the raise
5-Year Gain
+£18,000
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£16,794£21,794Difference
Gross Salary£16,794£21,794£5,000
Income Tax£845£1,845£1,000
National Insurance£338£738£400
Pension£0£0£0
Take-Home Pay (Yearly)
£15,611
£19,211
£3,600
Take-Home (Monthly)£1,301£1,601£300
Effective Tax Rate7.0%11.9%4.8%

£16,794

Gross£16,794
Take-Home£15,611
You Keep93.0%

£21,794

Gross£21,794
Take-Home£19,211
You Keep88.1%

Tax Band Analysis

Understanding where your money goes

£16,794

Tax BandBasic Rate
Marginal Rate20%
Income Tax£844.80
National Insurance£337.92
Take Home (Monthly)£1,300.94

£21,794

Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,844.80
National Insurance£737.92
Take Home (Monthly)£1,600.94

What £300.00 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £16,794 vs £21,794

£16,794

  • Gross Pay£16,794.00
  • Take Home (Year)£15,611.28
  • Take Home (Month)£1,300.94
  • Effective Tax Rate7.0%

£21,794

  • Gross Pay£21,794.00
  • Take Home (Year)£19,211.28
  • Take Home (Month)£1,600.94
  • Effective Tax Rate11.9%

The difference in take-home pay is £3,600 per year, which works out to £300.00 per month.