Updated for 2025/26
£15,965 vs £25,015 Salary Comparison
Compare a £15,965 salary against £25,015. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£9,050
per year
Take Home Extra
+£543.00
per month
You Keep
72%
of the raise
5-Year Gain
+£32,580
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,965 | £25,015 | Difference |
|---|---|---|---|
| Gross Salary | £15,965 | £25,015 | £9,050 |
| Income Tax | £679 | £2,489 | £1,810 |
| National Insurance | £272 | £996 | £724 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £15,014 | £21,530 | £6,516 |
| Take-Home (Monthly) | £1,251 | £1,794 | £543 |
| Effective Tax Rate | 6.0% | 13.9% | 8.0% |
£15,965
Gross£15,965
Take-Home£15,014
You Keep94.0%
£25,015
Gross£25,015
Take-Home£21,530
You Keep86.1%
Tax Band Analysis
Understanding where your money goes
£15,965
Tax BandBasic Rate
Marginal Rate20%
Income Tax£679.00
National Insurance£271.60
Take Home (Monthly)£1,251.20
£25,015
Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,489.00
National Insurance£995.60
Take Home (Monthly)£1,794.20
What £543.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£6,516.00/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £15,965 vs £25,015
£15,965
- Gross Pay£15,965.00
- Take Home (Year)£15,014.40
- Take Home (Month)£1,251.20
- Effective Tax Rate6.0%
£25,015
- Gross Pay£25,015.00
- Take Home (Year)£21,530.40
- Take Home (Month)£1,794.20
- Effective Tax Rate13.9%
The difference in take-home pay is £6,516 per year, which works out to £543.00 per month.