Updated for 2025/26
£15,840 vs £30,740 Salary Comparison
Compare a £15,840 salary against £30,740. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£14,900
per year
Take Home Extra
+£894.00
per month
You Keep
72%
of the raise
5-Year Gain
+£53,640
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,840 | £30,740 | Difference |
|---|---|---|---|
| Gross Salary | £15,840 | £30,740 | £14,900 |
| Income Tax | £654 | £3,634 | £2,980 |
| National Insurance | £262 | £1,454 | £1,192 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,924 | £25,652 | £10,728 |
| Take-Home (Monthly) | £1,244 | £2,138 | £894 |
| Effective Tax Rate | 5.8% | 16.6% | 10.8% |
£15,840
Gross£15,840
Take-Home£14,924
You Keep94.2%
£30,740
Gross£30,740
Take-Home£25,652
You Keep83.4%
Tax Band Analysis
Understanding where your money goes
£15,840
Tax BandBasic Rate
Marginal Rate20%
Income Tax£654.00
National Insurance£261.60
Take Home (Monthly)£1,243.70
£30,740
Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,634.00
National Insurance£1,453.60
Take Home (Monthly)£2,137.70
What £894.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£10,728.00/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £15,840 vs £30,740
£15,840
- Gross Pay£15,840.00
- Take Home (Year)£14,924.40
- Take Home (Month)£1,243.70
- Effective Tax Rate5.8%
£30,740
- Gross Pay£30,740.00
- Take Home (Year)£25,652.40
- Take Home (Month)£2,137.70
- Effective Tax Rate16.6%
The difference in take-home pay is £10,728 per year, which works out to £894.00 per month.