Updated for 2025/26
£15,471 vs £19,521 Salary Comparison
Compare a £15,471 salary against £19,521. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,050
per year
Take Home Extra
+£243.00
per month
You Keep
72%
of the raise
5-Year Gain
+£14,580
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £15,471 | £19,521 | Difference |
|---|---|---|---|
| Gross Salary | £15,471 | £19,521 | £4,050 |
| Income Tax | £580 | £1,390 | £810 |
| National Insurance | £232 | £556 | £324 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,659 | £17,575 | £2,916 |
| Take-Home (Monthly) | £1,222 | £1,465 | £243 |
| Effective Tax Rate | 5.3% | 10.0% | 4.7% |
£15,471
Gross£15,471
Take-Home£14,659
You Keep94.7%
£19,521
Gross£19,521
Take-Home£17,575
You Keep90.0%
Tax Band Analysis
Understanding where your money goes
£15,471
Tax BandBasic Rate
Marginal Rate20%
Income Tax£580.20
National Insurance£232.08
Take Home (Monthly)£1,221.56
£19,521
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,390.20
National Insurance£556.08
Take Home (Monthly)£1,464.56
What £243.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,471 vs £19,521
£15,471
- Gross Pay£15,471.00
- Take Home (Year)£14,658.72
- Take Home (Month)£1,221.56
- Effective Tax Rate5.3%
£19,521
- Gross Pay£19,521.00
- Take Home (Year)£17,574.72
- Take Home (Month)£1,464.56
- Effective Tax Rate10.0%
The difference in take-home pay is £2,916 per year, which works out to £243.00 per month.