Updated for 2025/26
£15,360 vs £20,310 Salary Comparison
Compare a £15,360 salary against £20,310. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,950
per year
Take Home Extra
+£297.00
per month
You Keep
72%
of the raise
5-Year Gain
+£17,820
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,360 | £20,310 | Difference |
|---|---|---|---|
| Gross Salary | £15,360 | £20,310 | £4,950 |
| Income Tax | £558 | £1,548 | £990 |
| National Insurance | £223 | £619 | £396 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,579 | £18,143 | £3,564 |
| Take-Home (Monthly) | £1,215 | £1,512 | £297 |
| Effective Tax Rate | 5.1% | 10.7% | 5.6% |
£15,360
Gross£15,360
Take-Home£14,579
You Keep94.9%
£20,310
Gross£20,310
Take-Home£18,143
You Keep89.3%
Tax Band Analysis
Understanding where your money goes
£15,360
Tax BandBasic Rate
Marginal Rate20%
Income Tax£558.00
National Insurance£223.20
Take Home (Monthly)£1,214.90
£20,310
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,548.00
National Insurance£619.20
Take Home (Monthly)£1,511.90
What £297.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,360 vs £20,310
£15,360
- Gross Pay£15,360.00
- Take Home (Year)£14,578.80
- Take Home (Month)£1,214.90
- Effective Tax Rate5.1%
£20,310
- Gross Pay£20,310.00
- Take Home (Year)£18,142.80
- Take Home (Month)£1,511.90
- Effective Tax Rate10.7%
The difference in take-home pay is £3,564 per year, which works out to £297.00 per month.