Updated for 2025/26
£15,352 vs £21,940 Salary Comparison
Compare a £15,352 salary against £21,940. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£6,588
per year
Take Home Extra
+£395.28
per month
You Keep
72%
of the raise
5-Year Gain
+£23,717
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £15,352 | £21,940 | Difference |
|---|---|---|---|
| Gross Salary | £15,352 | £21,940 | £6,588 |
| Income Tax | £556 | £1,874 | £1,318 |
| National Insurance | £223 | £750 | £527 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,573 | £19,316 | £4,743 |
| Take-Home (Monthly) | £1,214 | £1,610 | £395 |
| Effective Tax Rate | 5.1% | 12.0% | 6.9% |
£15,352
Gross£15,352
Take-Home£14,573
You Keep94.9%
£21,940
Gross£21,940
Take-Home£19,316
You Keep88.0%
Tax Band Analysis
Understanding where your money goes
£15,352
Tax BandBasic Rate
Marginal Rate20%
Income Tax£556.40
National Insurance£222.56
Take Home (Monthly)£1,214.42
£21,940
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,874.00
National Insurance£749.60
Take Home (Monthly)£1,609.70
What £395.28 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,352 vs £21,940
£15,352
- Gross Pay£15,352.00
- Take Home (Year)£14,573.04
- Take Home (Month)£1,214.42
- Effective Tax Rate5.1%
£21,940
- Gross Pay£21,940.00
- Take Home (Year)£19,316.40
- Take Home (Month)£1,609.70
- Effective Tax Rate12.0%
The difference in take-home pay is £4,743 per year, which works out to £395.28 per month.