Updated for 2025/26
£15,349 vs £20,849 Salary Comparison
Compare a £15,349 salary against £20,849. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£5,500
per year
Take Home Extra
+£330.00
per month
You Keep
72%
of the raise
5-Year Gain
+£19,800
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,349 | £20,849 | Difference |
|---|---|---|---|
| Gross Salary | £15,349 | £20,849 | £5,500 |
| Income Tax | £556 | £1,656 | £1,100 |
| National Insurance | £222 | £662 | £440 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,571 | £18,531 | £3,960 |
| Take-Home (Monthly) | £1,214 | £1,544 | £330 |
| Effective Tax Rate | 5.1% | 11.1% | 6.0% |
£15,349
Gross£15,349
Take-Home£14,571
You Keep94.9%
£20,849
Gross£20,849
Take-Home£18,531
You Keep88.9%
Tax Band Analysis
Understanding where your money goes
£15,349
Tax BandBasic Rate
Marginal Rate20%
Income Tax£555.80
National Insurance£222.32
Take Home (Monthly)£1,214.24
£20,849
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,655.80
National Insurance£662.32
Take Home (Monthly)£1,544.24
What £330.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,349 vs £20,849
£15,349
- Gross Pay£15,349.00
- Take Home (Year)£14,570.88
- Take Home (Month)£1,214.24
- Effective Tax Rate5.1%
£20,849
- Gross Pay£20,849.00
- Take Home (Year)£18,530.88
- Take Home (Month)£1,544.24
- Effective Tax Rate11.1%
The difference in take-home pay is £3,960 per year, which works out to £330.00 per month.