Updated for 2025/26
£15,260 vs £20,260 Salary Comparison
Compare a £15,260 salary against £20,260. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£5,000
per year
Take Home Extra
+£300.00
per month
You Keep
72%
of the raise
5-Year Gain
+£18,000
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £15,260 | £20,260 | Difference |
|---|---|---|---|
| Gross Salary | £15,260 | £20,260 | £5,000 |
| Income Tax | £538 | £1,538 | £1,000 |
| National Insurance | £215 | £615 | £400 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,507 | £18,107 | £3,600 |
| Take-Home (Monthly) | £1,209 | £1,509 | £300 |
| Effective Tax Rate | 4.9% | 10.6% | 5.7% |
£15,260
Gross£15,260
Take-Home£14,507
You Keep95.1%
£20,260
Gross£20,260
Take-Home£18,107
You Keep89.4%
Tax Band Analysis
Understanding where your money goes
£15,260
Tax BandBasic Rate
Marginal Rate20%
Income Tax£538.00
National Insurance£215.20
Take Home (Monthly)£1,208.90
£20,260
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,538.00
National Insurance£615.20
Take Home (Monthly)£1,508.90
What £300.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £15,260 vs £20,260
£15,260
- Gross Pay£15,260.00
- Take Home (Year)£14,506.80
- Take Home (Month)£1,208.90
- Effective Tax Rate4.9%
£20,260
- Gross Pay£20,260.00
- Take Home (Year)£18,106.80
- Take Home (Month)£1,508.90
- Effective Tax Rate10.6%
The difference in take-home pay is £3,600 per year, which works out to £300.00 per month.