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Updated for 2025/26

£15,098 vs £30,098 Salary Comparison

Compare a £15,098 salary against £30,098. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£15,000
per year
Take Home Extra
+£900.00
per month
You Keep
72%
of the raise
5-Year Gain
+£54,000
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£15,098£30,098Difference
Gross Salary£15,098£30,098£15,000
Income Tax£506£3,506£3,000
National Insurance£202£1,402£1,200
Pension£0£0£0
Take-Home Pay (Yearly)
£14,390
£25,190
£10,800
Take-Home (Monthly)£1,199£2,099£900
Effective Tax Rate4.7%16.3%11.6%

£15,098

Gross£15,098
Take-Home£14,390
You Keep95.3%

£30,098

Gross£30,098
Take-Home£25,190
You Keep83.7%

Tax Band Analysis

Understanding where your money goes

£15,098

Tax BandBasic Rate
Marginal Rate20%
Income Tax£505.60
National Insurance£202.24
Take Home (Monthly)£1,199.18

£30,098

Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,505.60
National Insurance£1,402.24
Take Home (Monthly)£2,099.18

What £900.00 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£10,800.00/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £15,098 vs £30,098

£15,098

  • Gross Pay£15,098.00
  • Take Home (Year)£14,390.16
  • Take Home (Month)£1,199.18
  • Effective Tax Rate4.7%

£30,098

  • Gross Pay£30,098.00
  • Take Home (Year)£25,190.16
  • Take Home (Month)£2,099.18
  • Effective Tax Rate16.3%

The difference in take-home pay is £10,800 per year, which works out to £900.00 per month.