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Updated for 2025/26

£15,088 vs £28,398 Salary Comparison

Compare a £15,088 salary against £28,398. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£13,310
per year
Take Home Extra
+£798.60
per month
You Keep
72%
of the raise
5-Year Gain
+£47,916
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£15,088£28,398Difference
Gross Salary£15,088£28,398£13,310
Income Tax£504£3,166£2,662
National Insurance£201£1,266£1,065
Pension£0£0£0
Take-Home Pay (Yearly)
£14,383
£23,966
£9,583
Take-Home (Monthly)£1,199£1,997£799
Effective Tax Rate4.7%15.6%10.9%

£15,088

Gross£15,088
Take-Home£14,383
You Keep95.3%

£28,398

Gross£28,398
Take-Home£23,966
You Keep84.4%

Tax Band Analysis

Understanding where your money goes

£15,088

Tax BandBasic Rate
Marginal Rate20%
Income Tax£503.60
National Insurance£201.44
Take Home (Monthly)£1,198.58

£28,398

Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,165.60
National Insurance£1,266.24
Take Home (Monthly)£1,997.18

What £798.60 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£9,583.20/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £15,088 vs £28,398

£15,088

  • Gross Pay£15,088.00
  • Take Home (Year)£14,382.96
  • Take Home (Month)£1,198.58
  • Effective Tax Rate4.7%

£28,398

  • Gross Pay£28,398.00
  • Take Home (Year)£23,966.16
  • Take Home (Month)£1,997.18
  • Effective Tax Rate15.6%

The difference in take-home pay is £9,583 per year, which works out to £798.60 per month.