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Updated for 2025/26

£15,072 vs £19,082 Salary Comparison

Compare a £15,072 salary against £19,082. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£4,010
per year
Take Home Extra
+£240.60
per month
You Keep
72%
of the raise
5-Year Gain
+£14,436
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£15,072£19,082Difference
Gross Salary£15,072£19,082£4,010
Income Tax£500£1,302£802
National Insurance£200£521£321
Pension£0£0£0
Take-Home Pay (Yearly)
£14,371
£17,259
£2,887
Take-Home (Monthly)£1,198£1,438£241
Effective Tax Rate4.6%9.6%4.9%

£15,072

Gross£15,072
Take-Home£14,371
You Keep95.4%

£19,082

Gross£19,082
Take-Home£17,259
You Keep90.4%

Tax Band Analysis

Understanding where your money goes

£15,072

Tax BandBasic Rate
Marginal Rate20%
Income Tax£500.40
National Insurance£200.16
Take Home (Monthly)£1,197.62

£19,082

Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,302.40
National Insurance£520.96
Take Home (Monthly)£1,438.22

What £240.60 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £15,072 vs £19,082

£15,072

  • Gross Pay£15,072.00
  • Take Home (Year)£14,371.44
  • Take Home (Month)£1,197.62
  • Effective Tax Rate4.6%

£19,082

  • Gross Pay£19,082.00
  • Take Home (Year)£17,258.64
  • Take Home (Month)£1,438.22
  • Effective Tax Rate9.6%

The difference in take-home pay is £2,887 per year, which works out to £240.60 per month.