Updated for 2025/26
£15,048 vs £29,308 Salary Comparison
Compare a £15,048 salary against £29,308. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£14,260
per year
Take Home Extra
+£855.60
per month
You Keep
72%
of the raise
5-Year Gain
+£51,336
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £15,048 | £29,308 | Difference |
|---|---|---|---|
| Gross Salary | £15,048 | £29,308 | £14,260 |
| Income Tax | £496 | £3,348 | £2,852 |
| National Insurance | £198 | £1,339 | £1,141 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,354 | £24,621 | £10,267 |
| Take-Home (Monthly) | £1,196 | £2,052 | £856 |
| Effective Tax Rate | 4.6% | 16.0% | 11.4% |
£15,048
Gross£15,048
Take-Home£14,354
You Keep95.4%
£29,308
Gross£29,308
Take-Home£24,621
You Keep84.0%
Tax Band Analysis
Understanding where your money goes
£15,048
Tax BandBasic Rate
Marginal Rate20%
Income Tax£495.60
National Insurance£198.24
Take Home (Monthly)£1,196.18
£29,308
Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,347.60
National Insurance£1,339.04
Take Home (Monthly)£2,051.78
What £855.60 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£10,267.20/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £15,048 vs £29,308
£15,048
- Gross Pay£15,048.00
- Take Home (Year)£14,354.16
- Take Home (Month)£1,196.18
- Effective Tax Rate4.6%
£29,308
- Gross Pay£29,308.00
- Take Home (Year)£24,621.36
- Take Home (Month)£2,051.78
- Effective Tax Rate16.0%
The difference in take-home pay is £10,267 per year, which works out to £855.60 per month.