Updated for 2025/26
£15,048 vs £28,243 Salary Comparison
Compare a £15,048 salary against £28,243. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£13,195
per year
Take Home Extra
+£791.70
per month
You Keep
72%
of the raise
5-Year Gain
+£47,502
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £15,048 | £28,243 | Difference |
|---|---|---|---|
| Gross Salary | £15,048 | £28,243 | £13,195 |
| Income Tax | £496 | £3,135 | £2,639 |
| National Insurance | £198 | £1,254 | £1,056 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,354 | £23,855 | £9,500 |
| Take-Home (Monthly) | £1,196 | £1,988 | £792 |
| Effective Tax Rate | 4.6% | 15.5% | 10.9% |
£15,048
Gross£15,048
Take-Home£14,354
You Keep95.4%
£28,243
Gross£28,243
Take-Home£23,855
You Keep84.5%
Tax Band Analysis
Understanding where your money goes
£15,048
Tax BandBasic Rate
Marginal Rate20%
Income Tax£495.60
National Insurance£198.24
Take Home (Monthly)£1,196.18
£28,243
Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,134.60
National Insurance£1,253.84
Take Home (Monthly)£1,987.88
What £791.70 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£9,500.40/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £15,048 vs £28,243
£15,048
- Gross Pay£15,048.00
- Take Home (Year)£14,354.16
- Take Home (Month)£1,196.18
- Effective Tax Rate4.6%
£28,243
- Gross Pay£28,243.00
- Take Home (Year)£23,854.56
- Take Home (Month)£1,987.88
- Effective Tax Rate15.5%
The difference in take-home pay is £9,500 per year, which works out to £791.70 per month.