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Updated for 2025/26

£15,025 vs £18,305 Salary Comparison

Compare a £15,025 salary against £18,305. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£3,280
per year
Take Home Extra
+£196.80
per month
You Keep
72%
of the raise
5-Year Gain
+£11,808
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£15,025£18,305Difference
Gross Salary£15,025£18,305£3,280
Income Tax£491£1,147£656
National Insurance£196£459£262
Pension£0£0£0
Take-Home Pay (Yearly)
£14,338
£16,699
£2,362
Take-Home (Monthly)£1,195£1,392£197
Effective Tax Rate4.6%8.8%4.2%

£15,025

Gross£15,025
Take-Home£14,338
You Keep95.4%

£18,305

Gross£18,305
Take-Home£16,699
You Keep91.2%

Tax Band Analysis

Understanding where your money goes

£15,025

Tax BandBasic Rate
Marginal Rate20%
Income Tax£491.00
National Insurance£196.40
Take Home (Monthly)£1,194.80

£18,305

Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,147.00
National Insurance£458.80
Take Home (Monthly)£1,391.60

What £196.80 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo

Full Comparison: £15,025 vs £18,305

£15,025

  • Gross Pay£15,025.00
  • Take Home (Year)£14,337.60
  • Take Home (Month)£1,194.80
  • Effective Tax Rate4.6%

£18,305

  • Gross Pay£18,305.00
  • Take Home (Year)£16,699.20
  • Take Home (Month)£1,391.60
  • Effective Tax Rate8.8%

The difference in take-home pay is £2,362 per year, which works out to £196.80 per month.