Updated for 2025/26
£14,980 vs £31,425 Salary Comparison
Compare a £14,980 salary against £31,425. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£16,445
per year
Take Home Extra
+£986.70
per month
You Keep
72%
of the raise
5-Year Gain
+£59,202
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £14,980 | £31,425 | Difference |
|---|---|---|---|
| Gross Salary | £14,980 | £31,425 | £16,445 |
| Income Tax | £482 | £3,771 | £3,289 |
| National Insurance | £193 | £1,508 | £1,316 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,305 | £26,146 | £11,840 |
| Take-Home (Monthly) | £1,192 | £2,179 | £987 |
| Effective Tax Rate | 4.5% | 16.8% | 12.3% |
£14,980
Gross£14,980
Take-Home£14,305
You Keep95.5%
£31,425
Gross£31,425
Take-Home£26,146
You Keep83.2%
Tax Band Analysis
Understanding where your money goes
£14,980
Tax BandBasic Rate
Marginal Rate20%
Income Tax£482.00
National Insurance£192.80
Take Home (Monthly)£1,192.10
£31,425
Tax BandBasic Rate
Marginal Rate20%
Income Tax£3,771.00
National Insurance£1,508.40
Take Home (Monthly)£2,178.80
What £986.70 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£11,840.40/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £14,980 vs £31,425
£14,980
- Gross Pay£14,980.00
- Take Home (Year)£14,305.20
- Take Home (Month)£1,192.10
- Effective Tax Rate4.5%
£31,425
- Gross Pay£31,425.00
- Take Home (Year)£26,145.60
- Take Home (Month)£2,178.80
- Effective Tax Rate16.8%
The difference in take-home pay is £11,840 per year, which works out to £986.70 per month.