Updated for 2025/26
£14,721 vs £21,376 Salary Comparison
Compare a £14,721 salary against £21,376. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£6,655
per year
Take Home Extra
+£399.30
per month
You Keep
72%
of the raise
5-Year Gain
+£23,958
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £14,721 | £21,376 | Difference |
|---|---|---|---|
| Gross Salary | £14,721 | £21,376 | £6,655 |
| Income Tax | £430 | £1,761 | £1,331 |
| National Insurance | £172 | £704 | £532 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £14,119 | £18,910 | £4,792 |
| Take-Home (Monthly) | £1,177 | £1,576 | £399 |
| Effective Tax Rate | 4.1% | 11.5% | 7.4% |
£14,721
Gross£14,721
Take-Home£14,119
You Keep95.9%
£21,376
Gross£21,376
Take-Home£18,910
You Keep88.5%
Tax Band Analysis
Understanding where your money goes
£14,721
Tax BandBasic Rate
Marginal Rate20%
Income Tax£430.20
National Insurance£172.08
Take Home (Monthly)£1,176.56
£21,376
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,761.20
National Insurance£704.48
Take Home (Monthly)£1,575.86
What £399.30 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £14,721 vs £21,376
£14,721
- Gross Pay£14,721.00
- Take Home (Year)£14,118.72
- Take Home (Month)£1,176.56
- Effective Tax Rate4.1%
£21,376
- Gross Pay£21,376.00
- Take Home (Year)£18,910.32
- Take Home (Month)£1,575.86
- Effective Tax Rate11.5%
The difference in take-home pay is £4,792 per year, which works out to £399.30 per month.