Updated for 2025/26
£13,402 vs £18,402 Salary Comparison
Compare a £13,402 salary against £18,402. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£5,000
per year
Take Home Extra
+£300.00
per month
You Keep
72%
of the raise
5-Year Gain
+£18,000
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £13,402 | £18,402 | Difference |
|---|---|---|---|
| Gross Salary | £13,402 | £18,402 | £5,000 |
| Income Tax | £166 | £1,166 | £1,000 |
| National Insurance | £67 | £467 | £400 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £13,169 | £16,769 | £3,600 |
| Take-Home (Monthly) | £1,097 | £1,397 | £300 |
| Effective Tax Rate | 1.7% | 8.9% | 7.1% |
£13,402
Gross£13,402
Take-Home£13,169
You Keep98.3%
£18,402
Gross£18,402
Take-Home£16,769
You Keep91.1%
Tax Band Analysis
Understanding where your money goes
£13,402
Tax BandBasic Rate
Marginal Rate20%
Income Tax£166.40
National Insurance£66.56
Take Home (Monthly)£1,097.42
£18,402
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,166.40
National Insurance£466.56
Take Home (Monthly)£1,397.42
What £300.00 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £13,402 vs £18,402
£13,402
- Gross Pay£13,402.00
- Take Home (Year)£13,169.04
- Take Home (Month)£1,097.42
- Effective Tax Rate1.7%
£18,402
- Gross Pay£18,402.00
- Take Home (Year)£16,769.04
- Take Home (Month)£1,397.42
- Effective Tax Rate8.9%
The difference in take-home pay is £3,600 per year, which works out to £300.00 per month.