Updated for 2025/26
£12,376 vs £18,426 Salary Comparison
Compare a £12,376 salary against £18,426. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£6,050
per year
Take Home Extra
+£367.53
per month
You Keep
73%
of the raise
5-Year Gain
+£22,052
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £12,376 | £18,426 | Difference |
|---|---|---|---|
| Gross Salary | £12,376 | £18,426 | £6,050 |
| Income Tax | £0 | £1,171 | £1,171 |
| National Insurance | £0 | £468 | £468 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £12,376 | £16,786 | £4,410 |
| Take-Home (Monthly) | £1,031 | £1,399 | £368 |
| Effective Tax Rate | 0.0% | 8.9% | 8.9% |
£12,376
Gross£12,376
Take-Home£12,376
You Keep100.0%
£18,426
Gross£18,426
Take-Home£16,786
You Keep91.1%
Tax Band Analysis
Understanding where your money goes
£12,376
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£1,031.33
£18,426
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,171.20
National Insurance£468.48
Take Home (Monthly)£1,398.86
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £367.53 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £12,376 vs £18,426
£12,376
- Gross Pay£12,376.00
- Take Home (Year)£12,376.00
- Take Home (Month)£1,031.33
- Effective Tax Rate0.0%
£18,426
- Gross Pay£18,426.00
- Take Home (Year)£16,786.32
- Take Home (Month)£1,398.86
- Effective Tax Rate8.9%
The difference in take-home pay is £4,410 per year, which works out to £367.53 per month.