Updated for 2025/26
£12,118 vs £17,118 Salary Comparison
Compare a £12,118 salary against £17,118. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£5,000
per year
Take Home Extra
+£310.55
per month
You Keep
75%
of the raise
5-Year Gain
+£18,633
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £12,118 | £17,118 | Difference |
|---|---|---|---|
| Gross Salary | £12,118 | £17,118 | £5,000 |
| Income Tax | £0 | £910 | £910 |
| National Insurance | £0 | £364 | £364 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £12,118 | £15,845 | £3,727 |
| Take-Home (Monthly) | £1,010 | £1,320 | £311 |
| Effective Tax Rate | 0.0% | 7.4% | 7.4% |
£12,118
Gross£12,118
Take-Home£12,118
You Keep100.0%
£17,118
Gross£17,118
Take-Home£15,845
You Keep92.6%
Tax Band Analysis
Understanding where your money goes
£12,118
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£1,009.83
£17,118
Tax BandBasic Rate
Marginal Rate20%
Income Tax£909.60
National Insurance£363.84
Take Home (Monthly)£1,320.38
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £310.55 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £12,118 vs £17,118
£12,118
- Gross Pay£12,118.00
- Take Home (Year)£12,118.00
- Take Home (Month)£1,009.83
- Effective Tax Rate0.0%
£17,118
- Gross Pay£17,118.00
- Take Home (Year)£15,844.56
- Take Home (Month)£1,320.38
- Effective Tax Rate7.4%
The difference in take-home pay is £3,727 per year, which works out to £310.55 per month.