Updated for 2025/26
£11,993 vs £18,525 Salary Comparison
Compare a £11,993 salary against £18,525. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£6,532
per year
Take Home Extra
+£405.38
per month
You Keep
74%
of the raise
5-Year Gain
+£24,323
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £11,993 | £18,525 | Difference |
|---|---|---|---|
| Gross Salary | £11,993 | £18,525 | £6,532 |
| Income Tax | £0 | £1,191 | £1,191 |
| National Insurance | £0 | £476 | £476 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £11,993 | £16,858 | £4,865 |
| Take-Home (Monthly) | £999 | £1,405 | £405 |
| Effective Tax Rate | 0.0% | 9.0% | 9.0% |
£11,993
Gross£11,993
Take-Home£11,993
You Keep100.0%
£18,525
Gross£18,525
Take-Home£16,858
You Keep91.0%
Tax Band Analysis
Understanding where your money goes
£11,993
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£999.42
£18,525
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,191.00
National Insurance£476.40
Take Home (Monthly)£1,404.80
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £405.38 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£4,864.60/year extra into savings or investments
Full Comparison: £11,993 vs £18,525
£11,993
- Gross Pay£11,993.00
- Take Home (Year)£11,993.00
- Take Home (Month)£999.42
- Effective Tax Rate0.0%
£18,525
- Gross Pay£18,525.00
- Take Home (Year)£16,857.60
- Take Home (Month)£1,404.80
- Effective Tax Rate9.0%
The difference in take-home pay is £4,865 per year, which works out to £405.38 per month.