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Updated for 2025/26

£11,988 vs £24,588 Salary Comparison

Compare a £11,988 salary against £24,588. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£12,600
per year
Take Home Extra
+£769.58
per month
You Keep
73%
of the raise
5-Year Gain
+£46,175
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,988£24,588Difference
Gross Salary£11,988£24,588£12,600
Income Tax£0£2,404£2,404
National Insurance£0£961£961
Pension£0£0£0
Take-Home Pay (Yearly)
£11,988
£21,223
£9,235
Take-Home (Monthly)£999£1,769£770
Effective Tax Rate0.0%13.7%13.7%

£11,988

Gross£11,988
Take-Home£11,988
You Keep100.0%

£24,588

Gross£24,588
Take-Home£21,223
You Keep86.3%

Tax Band Analysis

Understanding where your money goes

£11,988

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£999.00

£24,588

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,403.60
National Insurance£961.44
Take Home (Monthly)£1,768.58

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £769.58 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£9,234.96/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £11,988 vs £24,588

£11,988

  • Gross Pay£11,988.00
  • Take Home (Year)£11,988.00
  • Take Home (Month)£999.00
  • Effective Tax Rate0.0%

£24,588

  • Gross Pay£24,588.00
  • Take Home (Year)£21,222.96
  • Take Home (Month)£1,768.58
  • Effective Tax Rate13.7%

The difference in take-home pay is £9,235 per year, which works out to £769.58 per month.