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Updated for 2025/26

£11,980 vs £24,544 Salary Comparison

Compare a £11,980 salary against £24,544. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£12,564
per year
Take Home Extra
+£767.61
per month
You Keep
73%
of the raise
5-Year Gain
+£46,056
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,980£24,544Difference
Gross Salary£11,980£24,544£12,564
Income Tax£0£2,395£2,395
National Insurance£0£958£958
Pension£0£0£0
Take-Home Pay (Yearly)
£11,980
£21,191
£9,211
Take-Home (Monthly)£998£1,766£768
Effective Tax Rate0.0%13.7%13.7%

£11,980

Gross£11,980
Take-Home£11,980
You Keep100.0%

£24,544

Gross£24,544
Take-Home£21,191
You Keep86.3%

Tax Band Analysis

Understanding where your money goes

£11,980

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£998.33

£24,544

Tax BandBasic Rate
Marginal Rate20%
Income Tax£2,394.80
National Insurance£957.92
Take Home (Monthly)£1,765.94

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £767.61 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£9,211.28/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease

Full Comparison: £11,980 vs £24,544

£11,980

  • Gross Pay£11,980.00
  • Take Home (Year)£11,980.00
  • Take Home (Month)£998.33
  • Effective Tax Rate0.0%

£24,544

  • Gross Pay£24,544.00
  • Take Home (Year)£21,191.28
  • Take Home (Month)£1,765.94
  • Effective Tax Rate13.7%

The difference in take-home pay is £9,211 per year, which works out to £767.61 per month.