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Updated for 2025/26

£11,726 vs £17,226 Salary Comparison

Compare a £11,726 salary against £17,226. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£5,500
per year
Take Home Extra
+£349.69
per month
You Keep
76%
of the raise
5-Year Gain
+£20,982
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,726£17,226Difference
Gross Salary£11,726£17,226£5,500
Income Tax£0£931£931
National Insurance£0£372£372
Pension£0£0£0
Take-Home Pay (Yearly)
£11,726
£15,922
£4,196
Take-Home (Monthly)£977£1,327£350
Effective Tax Rate0.0%7.6%7.6%

£11,726

Gross£11,726
Take-Home£11,726
You Keep100.0%

£17,226

Gross£17,226
Take-Home£15,922
You Keep92.4%

Tax Band Analysis

Understanding where your money goes

£11,726

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£977.17

£17,226

Tax BandBasic Rate
Marginal Rate20%
Income Tax£931.20
National Insurance£372.48
Take Home (Monthly)£1,326.86

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £349.69 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £11,726 vs £17,226

£11,726

  • Gross Pay£11,726.00
  • Take Home (Year)£11,726.00
  • Take Home (Month)£977.17
  • Effective Tax Rate0.0%

£17,226

  • Gross Pay£17,226.00
  • Take Home (Year)£15,922.32
  • Take Home (Month)£1,326.86
  • Effective Tax Rate7.6%

The difference in take-home pay is £4,196 per year, which works out to £349.69 per month.