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Updated for 2025/26

£11,694 vs £16,694 Salary Comparison

Compare a £11,694 salary against £16,694. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£5,000
per year
Take Home Extra
+£320.44
per month
You Keep
77%
of the raise
5-Year Gain
+£19,226
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,694£16,694Difference
Gross Salary£11,694£16,694£5,000
Income Tax£0£825£825
National Insurance£0£330£330
Pension£0£0£0
Take-Home Pay (Yearly)
£11,694
£15,539
£3,845
Take-Home (Monthly)£975£1,295£320
Effective Tax Rate0.0%6.9%6.9%

£11,694

Gross£11,694
Take-Home£11,694
You Keep100.0%

£16,694

Gross£16,694
Take-Home£15,539
You Keep93.1%

Tax Band Analysis

Understanding where your money goes

£11,694

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£974.50

£16,694

Tax BandBasic Rate
Marginal Rate20%
Income Tax£824.80
National Insurance£329.92
Take Home (Monthly)£1,294.94

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £320.44 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £11,694 vs £16,694

£11,694

  • Gross Pay£11,694.00
  • Take Home (Year)£11,694.00
  • Take Home (Month)£974.50
  • Effective Tax Rate0.0%

£16,694

  • Gross Pay£16,694.00
  • Take Home (Year)£15,539.28
  • Take Home (Month)£1,294.94
  • Effective Tax Rate6.9%

The difference in take-home pay is £3,845 per year, which works out to £320.44 per month.