Updated for 2025/26
£11,380 vs £20,025 Salary Comparison
Compare a £11,380 salary against £20,025. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£8,645
per year
Take Home Extra
+£546.47
per month
You Keep
76%
of the raise
5-Year Gain
+£32,788
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £11,380 | £20,025 | Difference |
|---|---|---|---|
| Gross Salary | £11,380 | £20,025 | £8,645 |
| Income Tax | £0 | £1,491 | £1,491 |
| National Insurance | £0 | £596 | £596 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £11,380 | £17,938 | £6,558 |
| Take-Home (Monthly) | £948 | £1,495 | £546 |
| Effective Tax Rate | 0.0% | 10.4% | 10.4% |
£11,380
Gross£11,380
Take-Home£11,380
You Keep100.0%
£20,025
Gross£20,025
Take-Home£17,938
You Keep89.6%
Tax Band Analysis
Understanding where your money goes
£11,380
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£948.33
£20,025
Tax BandBasic Rate
Marginal Rate20%
Income Tax£1,491.00
National Insurance£596.40
Take Home (Monthly)£1,494.80
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £546.47 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Savings Boost
£6,557.60/year extra into savings or investments
Car Payment
Could cover a decent car on PCP or lease
Full Comparison: £11,380 vs £20,025
£11,380
- Gross Pay£11,380.00
- Take Home (Year)£11,380.00
- Take Home (Month)£948.33
- Effective Tax Rate0.0%
£20,025
- Gross Pay£20,025.00
- Take Home (Year)£17,937.60
- Take Home (Month)£1,494.80
- Effective Tax Rate10.4%
The difference in take-home pay is £6,558 per year, which works out to £546.47 per month.