Updated for 2025/26
£11,054 vs £16,004 Salary Comparison
Compare a £11,054 salary against £16,004. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,950
per year
Take Home Extra
+£332.37
per month
You Keep
81%
of the raise
5-Year Gain
+£19,942
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £11,054 | £16,004 | Difference |
|---|---|---|---|
| Gross Salary | £11,054 | £16,004 | £4,950 |
| Income Tax | £0 | £687 | £687 |
| National Insurance | £0 | £275 | £275 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £11,054 | £15,042 | £3,988 |
| Take-Home (Monthly) | £921 | £1,254 | £332 |
| Effective Tax Rate | 0.0% | 6.0% | 6.0% |
£11,054
Gross£11,054
Take-Home£11,054
You Keep100.0%
£16,004
Gross£16,004
Take-Home£15,042
You Keep94.0%
Tax Band Analysis
Understanding where your money goes
£11,054
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£921.17
£16,004
Tax BandBasic Rate
Marginal Rate20%
Income Tax£686.80
National Insurance£274.72
Take Home (Monthly)£1,253.54
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £332.37 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £11,054 vs £16,004
£11,054
- Gross Pay£11,054.00
- Take Home (Year)£11,054.00
- Take Home (Month)£921.17
- Effective Tax Rate0.0%
£16,004
- Gross Pay£16,004.00
- Take Home (Year)£15,042.48
- Take Home (Month)£1,253.54
- Effective Tax Rate6.0%
The difference in take-home pay is £3,988 per year, which works out to £332.37 per month.