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Updated for 2025/26

£11,030 vs £15,980 Salary Comparison

Compare a £11,030 salary against £15,980. Find out exactly how much more (or less) you will take home after tax.

Gross Difference
+£4,950
per year
Take Home Extra
+£332.93
per month
You Keep
81%
of the raise
5-Year Gain
+£19,976
cumulative

Entry-Level Career Progression

This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.

  • Negotiate hard - you keep ~70-80% of any increase at this level
  • Consider employers offering good pension matching (often worth more than small salary differences)
  • Look for roles with clear progression paths to higher bands
  • Factor in benefits like free lunches, gym memberships, or transport subsidies

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025/26

£
£

Comparison Results

Metric£11,030£15,980Difference
Gross Salary£11,030£15,980£4,950
Income Tax£0£682£682
National Insurance£0£273£273
Pension£0£0£0
Take-Home Pay (Yearly)
£11,030
£15,025
£3,995
Take-Home (Monthly)£919£1,252£333
Effective Tax Rate0.0%6.0%6.0%

£11,030

Gross£11,030
Take-Home£11,030
You Keep100.0%

£15,980

Gross£15,980
Take-Home£15,025
You Keep94.0%

Tax Band Analysis

Understanding where your money goes

£11,030

Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£919.17

£15,980

Tax BandBasic Rate
Marginal Rate20%
Income Tax£682.00
National Insurance£272.80
Take Home (Monthly)£1,252.10

Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.

What £332.93 Extra Buys You

Real-world value of the take-home difference

Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget

Full Comparison: £11,030 vs £15,980

£11,030

  • Gross Pay£11,030.00
  • Take Home (Year)£11,030.00
  • Take Home (Month)£919.17
  • Effective Tax Rate0.0%

£15,980

  • Gross Pay£15,980.00
  • Take Home (Year)£15,025.20
  • Take Home (Month)£1,252.10
  • Effective Tax Rate6.0%

The difference in take-home pay is £3,995 per year, which works out to £332.93 per month.