Updated for 2025/26
£10,967 vs £15,017 Salary Comparison
Compare a £10,967 salary against £15,017. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,050
per year
Take Home Extra
+£280.40
per month
You Keep
83%
of the raise
5-Year Gain
+£16,824
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
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Comparison Results
| Metric | £10,967 | £15,017 | Difference |
|---|---|---|---|
| Gross Salary | £10,967 | £15,017 | £4,050 |
| Income Tax | £0 | £489 | £489 |
| National Insurance | £0 | £196 | £196 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £10,967 | £14,332 | £3,365 |
| Take-Home (Monthly) | £914 | £1,194 | £280 |
| Effective Tax Rate | 0.0% | 4.6% | 4.6% |
£10,967
Gross£10,967
Take-Home£10,967
You Keep100.0%
£15,017
Gross£15,017
Take-Home£14,332
You Keep95.4%
Tax Band Analysis
Understanding where your money goes
£10,967
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£913.92
£15,017
Tax BandBasic Rate
Marginal Rate20%
Income Tax£489.40
National Insurance£195.76
Take Home (Monthly)£1,194.32
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £280.40 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £10,967 vs £15,017
£10,967
- Gross Pay£10,967.00
- Take Home (Year)£10,967.00
- Take Home (Month)£913.92
- Effective Tax Rate0.0%
£15,017
- Gross Pay£15,017.00
- Take Home (Year)£14,331.84
- Take Home (Month)£1,194.32
- Effective Tax Rate4.6%
The difference in take-home pay is £3,365 per year, which works out to £280.40 per month.