Updated for 2025/26
£10,673 vs £15,084 Salary Comparison
Compare a £10,673 salary against £15,084. Find out exactly how much more (or less) you will take home after tax.
Gross Difference
+£4,411
per year
Take Home Extra
+£308.92
per month
You Keep
84%
of the raise
5-Year Gain
+£18,535
cumulative
Entry-Level Career Progression
This comparison is typical for early career moves or first promotions. At this salary range, most of your income is taxed at the basic rate (20%), so you keep a higher percentage of any raise.
- Negotiate hard - you keep ~70-80% of any increase at this level
- Consider employers offering good pension matching (often worth more than small salary differences)
- Look for roles with clear progression paths to higher bands
- Factor in benefits like free lunches, gym memberships, or transport subsidies
Compare Salaries
Enter multiple salaries to compare take-home pay for 2025/26
£
£
Comparison Results
| Metric | £10,673 | £15,084 | Difference |
|---|---|---|---|
| Gross Salary | £10,673 | £15,084 | £4,411 |
| Income Tax | £0 | £503 | £503 |
| National Insurance | £0 | £201 | £201 |
| Pension | £0 | £0 | £0 |
| Take-Home Pay (Yearly) | £10,673 | £14,380 | £3,707 |
| Take-Home (Monthly) | £889 | £1,198 | £309 |
| Effective Tax Rate | 0.0% | 4.7% | 4.7% |
£10,673
Gross£10,673
Take-Home£10,673
You Keep100.0%
£15,084
Gross£15,084
Take-Home£14,380
You Keep95.3%
Tax Band Analysis
Understanding where your money goes
£10,673
Tax BandPersonal Allowance
Marginal Rate0%
Income Tax£0.00
National Insurance£0.00
Take Home (Monthly)£889.42
£15,084
Tax BandBasic Rate
Marginal Rate20%
Income Tax£502.80
National Insurance£201.12
Take Home (Monthly)£1,198.34
Tax Band Change: This salary increase crosses from the Personal Allowance (0%) into the Basic Rate (20%). The portion above £12,570.00 will be taxed at the higher rate.
What £308.92 Extra Buys You
Real-world value of the take-home difference
Monthly Subscriptions
Netflix, Spotify, gym - £100.00/mo
Weekend Breaks
1-2 UK getaways per month at this budget
Full Comparison: £10,673 vs £15,084
£10,673
- Gross Pay£10,673.00
- Take Home (Year)£10,673.00
- Take Home (Month)£889.42
- Effective Tax Rate0.0%
£15,084
- Gross Pay£15,084.00
- Take Home (Year)£14,380.08
- Take Home (Month)£1,198.34
- Effective Tax Rate4.7%
The difference in take-home pay is £3,707 per year, which works out to £308.92 per month.