How much Capital Gains Tax on £250,000?

On a £250,000 gain, after the £3,000 annual exemption, CGT depends on your income and asset type. For property: £58,064 (basic rate) to £59,280 (higher rate). For shares: £47,373 to £49,400.

What is the taxable gain on £250,000?

After the £3,000 annual exemption, your taxable gain would be £247,000.

When do I need to report a £250,000 capital gain?

For property sales, you must report and pay CGT within 60 days of completion. For other assets, report on your Self Assessment tax return by 31 January following the tax year.

How much will I keep after CGT on £250,000?

After CGT, you would keep approximately £190,720 from a property gain (higher rate) or £200,600 from shares (higher rate).

2025/26 Tax Year

Capital Gains Tax on £250,000

After the £3,000 annual exemption, your taxable gain is £247,000. CGT ranges from £47,373 to £59,280 depending on asset type and income.

CGT on £250,000 by Asset Type & Tax Band

Property (Basic)

£58,064

18% rate

Property (Higher)

£59,280

24% rate

Shares (Basic)

£47,373

10% rate

Shares (Higher)

£49,400

20% rate

Substantial Gain - Professional Advice Recommended

With a £250,000 gain, professional tax planning could save you thousands.

• Consider Enterprise Investment Scheme (EIS) rollover relief
• Explore Investors' Relief (10% on qualifying shares)
• For business assets: Business Asset Disposal Relief (BADR)
• Consider gift hold-over relief for business assets
• Consult a tax advisor for complex planning

Asset Details

Calculate CGT for 2025/26

Asset Type

This is my main home (Private Residence Relief applies)

Purchase Price

Sale Price

Allowable Costs (fees, improvements)

Your Annual Income

Determines if basic or higher CGT rate applies

Capital Gains Tax

Property • 24.0% effective rate

£10,064

Capital Gains Tax Due

Gross Gain£45,000

Annual Exemption-£3,000

Taxable Gain£42,000

At 18% (£270)-£49

At 24% (£41,730)-£10,015

Net Profit After Tax£34,936

2025/26 CGT Rates

Property

Basic: 18%

Higher: 24%

Shares/Other

Basic: 10%

Higher: 20%

What You Keep After CGT

Property Sale (Higher Rate)

Gross gain£250,000

Less: Annual exemption-£3,000

Taxable gain£247,000

Less: CGT at 24%-£59,280

You keep£190,720

Share Sale (Higher Rate)

Gross gain£250,000

Less: Annual exemption-£3,000

Taxable gain£247,000

Less: CGT at 20%-£49,400

You keep£200,600

Real-World Example

Property: Buy-to-Let Sale

You bought a rental property for £250,000 and sold it for £500,000, making a £250,000 gain. As a higher rate taxpayer:

• Sale price: £500,000

• Purchase price: £250,000

• Gain: £250,000

• CGT due: £59,280

⚠️ Report and pay within 60 days of completion

CGT on £250,000 Property Gain

For a £250,000 gain on a second home or buy-to-let property, you'll pay £58,064 (basic rate taxpayer) or £59,280 (higher rate taxpayer). Remember to report and pay within 60 days of completion.