Universal Credit
Universal Credit is a single monthly payment for people in or out of work. It replaces 6 legacy benefits including Housing Benefit, Tax Credits, Income Support, and JSA. All legacy benefits end on 31 March 2026.
Eligibility Criteria
You may be eligible for Universal Credit if:
- You're on a low income or out of work
- You're 18 or over (or 16-17 in some cases)
- You're under State Pension age
- You and your partner have £16,000 or less in savings
Quick Info
Unemployment Benefits
£316.98 (under 25) to £628.10 (couple 25+)
Key Facts About Universal Credit
- Rates shown are for the 2025/26 tax year (April 2025 onwards)
- Eligibility may depend on your income, savings, and circumstances
- Payments are made monthly or as a lump sum
Tips for Claiming
- 1.Gather all required documents before starting your application (ID, proof of address, bank details)
- 2.Keep copies of everything you submit and note down reference numbers
- 3.Claim as early as possible - most benefits cannot be backdated
- 4.If you're refused, you have the right to request a Mandatory Reconsideration and then appeal
More About Universal Credit
Universal Credit is a UK government benefit designed to provide financial support for unemployment benefits. Universal Credit is a single monthly payment for people in or out of work. It replaces 6 legacy benefits including Housing Benefit, Tax Credits, Income Support, and JSA. All legacy benefits end on 31 March 2026.
The current amount for Universal Credit is £316.98 (under 25) to £628.10 (couple 25+). This rate is set by the government and applies from April 2025.
Who administers Universal Credit?
Universal Credit is administered by the Department for Work and Pensions (DWP). You can apply through GOV.UK or contact the relevant helpline for assistance.
Can I claim Universal Credit alongside other benefits?
Whether you can claim Universal Credit alongside other benefits depends on your circumstances. Some benefits cannot be claimed together, while others are specifically designed to be claimed alongside your main benefit. Check GOV.UK or speak to a benefits adviser for guidance specific to your situation.
Use our salary calculator to understand your overall income, including how benefits might supplement your earnings from employment.
Calculate Your Take-Home Pay
Use our salary calculator to see how benefits fit into your overall income picture.
Salary Calculator