London Cost of Living 2025/26
£36,779 Salary in London
On a £36,779 salary in London, your take-home pay is £2,500.04/month. Here's what that means for your London lifestyle.
Gross Salary
£36,779
per year
Take Home
£2,500.04
per month
Max Rent (35%)
£875.01
recommended
Assessment
Challenging
for London
What £36,779 Gets You in London
Challenging for London
Shared accommodation essential. Limited disposable income
Recommended Housing
Based on the 35% rent rule (max £875.01/month), you can comfortably afford:
Room in shared house
Average: £900.00/month (£700-1,200)
Monthly Budget Scenarios
Shared House
Rent-£900.00
Transport-£150.00
Groceries & Bills-£450.00
Disposable£1,000.04
Rent: 36% of net income
1-Bed Zone 3
Rent-£1,500.00
Transport-£180.00
Groceries & Bills-£450.00
Disposable£370.04
Rent: 60% of net income (high)
1-Bed Zone 2
Rent-£1,800.00
Transport-£160.00
Groceries & Bills-£450.00
Disposable£90.04
Rent: 72% of net income (high)
Key Insights for £36,779 in London
Savings Potential
Saving will be challenging. Focus on building an emergency fund first
Zone Recommendation
Zone 3-4 recommended, or flatshare in Zone 2
Lifestyle
Limited dining out, budget-conscious social activities
Comparison to Average
The average London salary is ~£45,000. You earn 18% below average.