Skip to main content
2025/26 Tax Year

£78,000 Salary - UK Employer Cost

To employ someone on a £78,000 salary in the UK, the total cost to the employer is £91,290 per year. That's +17.0% on top of the gross salary.

Gross Salary
£78,000
employee pay
Total Employer Cost
£91,290
per year
Employer NI
£10,950
15% rate
Employer Pension
£2,340
3% minimum

£78,000 Employment Cost Breakdown

DescriptionYearlyMonthly
Gross Salary£78,000.00£6,500.00
Employer National Insurance (15%)+£10,950.00+£912.50
Employer Pension (3%)+£2,340.00+£195.00
Total Employer Cost£91,290.00£7,607.50

Employer Cost vs Employee Take Home

What the Employer Pays

£91,290

total cost per year

Gross Salary£78,000
Employer NI£10,950
Employer Pension£2,340

What the Employee Gets

£55,797

take home pay per year

Gross Salary£78,000
Income Tax-£18,632
Employee NI-£3,571

The employer pays £35,493 more than what the employee takes home (64% difference)

Adjust Pension Contribution

Employee Salary

Enter the gross salary for 2025/26

£
3%
3% (minimum)15%

Total Employer Cost

What it actually costs to employ someone

£91,290
per year
+17.0% overhead
Gross Salary£78,000
Employer NI (15%)+£10,950
Employer Pension (3%)+£2,340
Total Cost£91,290
£7,608
per month
£351
per working day

Understanding £78,000 Employer Costs

When hiring an employee on a £78,000 salary in the UK for 2025/26, the total cost to the employer is £91,290. This includes the gross salary plus employer National Insurance contributions and pension contributions.

Employer National Insurance is charged at 15% on all earnings above £5,000 per year. For a £78,000 salary, this amounts to £10,950 per year.

The minimum employer pension contribution under auto-enrollment is 3%, which adds £2,340 to the annual cost. Many employers offer higher pension contributions as part of their benefits package.

Compare this to the employee's perspective: see the £78,000 take-home pay calculation.