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2025/26 Tax Year

£64,000 Salary - UK Employer Cost

To employ someone on a £64,000 salary in the UK, the total cost to the employer is £74,770 per year. That's +16.8% on top of the gross salary.

Gross Salary
£64,000
employee pay
Total Employer Cost
£74,770
per year
Employer NI
£8,850
15% rate
Employer Pension
£1,920
3% minimum

£64,000 Employment Cost Breakdown

DescriptionYearlyMonthly
Gross Salary£64,000.00£5,333.33
Employer National Insurance (15%)+£8,850.00+£737.50
Employer Pension (3%)+£1,920.00+£160.00
Total Employer Cost£74,770.00£6,230.83

Employer Cost vs Employee Take Home

What the Employer Pays

£74,770

total cost per year

Gross Salary£64,000
Employer NI£8,850
Employer Pension£1,920

What the Employee Gets

£47,677

take home pay per year

Gross Salary£64,000
Income Tax-£13,032
Employee NI-£3,291

The employer pays £27,093 more than what the employee takes home (57% difference)

Adjust Pension Contribution

Employee Salary

Enter the gross salary for 2025/26

£
3%
3% (minimum)15%

Total Employer Cost

What it actually costs to employ someone

£74,770
per year
+16.8% overhead
Gross Salary£64,000
Employer NI (15%)+£8,850
Employer Pension (3%)+£1,920
Total Cost£74,770
£6,231
per month
£288
per working day

Understanding £64,000 Employer Costs

When hiring an employee on a £64,000 salary in the UK for 2025/26, the total cost to the employer is £74,770. This includes the gross salary plus employer National Insurance contributions and pension contributions.

Employer National Insurance is charged at 15% on all earnings above £5,000 per year. For a £64,000 salary, this amounts to £8,850 per year.

The minimum employer pension contribution under auto-enrollment is 3%, which adds £1,920 to the annual cost. Many employers offer higher pension contributions as part of their benefits package.

Compare this to the employee's perspective: see the £64,000 take-home pay calculation.