How much tax do I pay on £20,000 in Scotland?

On a £20,000 salary in Scotland, you pay £1,463 in income tax and £594 in National Insurance. Your take-home pay is £17,943 per year.

Do I pay more tax on £20,000 in Scotland than England?

No, on £20,000 you actually pay £23 less in tax in Scotland. Your take-home in Scotland is £17,943 vs £17,920 in England.

On a £20,000 salary in Scotland, your monthly take-home pay is approximately £1,495 after Scottish income tax and National Insurance deductions.

Scottish Tax Rates 2025/26

On a £20,000 salary in Scotland, your take-home pay is £1,495.22/month. That's £1.92/month more than in England.

Gross Salary

£20,000

per year

Scotland Take Home

£1,495.22

per month

Scottish Tax

£1,463

per year

vs England

+£23

per year

Gross Salary£20,000

Income Tax-£1,463

National Insurance-£594

Take Home (Year)£17,943

Take Home (Month)£1,495.22

Effective Tax Rate10.3%

🏴󠁧󠁢󠁥󠁮󠁧󠁿

Gross Salary£20,000

Income Tax-£1,486

National Insurance-£594

Take Home (Year)£17,920

Take Home (Month)£1,493.30

Effective Tax Rate10.4%

You pay less tax in Scotland

£23/year

(£1.92/month)