Scottish Tax Rates 2025/26
£125,000 Salary in Scotland
On a £125,000 salary in Scotland, your take-home pay is £6,038.77/month. That's £466.01/month less than in England.
Gross Salary
£125,000
per year
Scotland Take Home
£6,038.77
per month
Scottish Tax
£48,024
per year
vs England
-£5,592
per year
Scotland vs England Tax Comparison
Scotland
Gross Salary£125,000
Income Tax-£48,024
National Insurance-£4,511
Take Home (Year)£72,465
Take Home (Month)£6,038.77
Effective Tax Rate42.0%
🏴
England
Gross Salary£125,000
Income Tax-£42,432
National Insurance-£4,511
Take Home (Year)£78,057
Take Home (Month)£6,504.78
Effective Tax Rate37.6%
You pay more tax in Scotland
£5,592/year
(£466.01/month)
Scottish Tax Bands 2025/26
| Band | Income Range | Rate |
|---|---|---|
| Personal Allowance | £0 - £12,570 | 0% |
| Starter Rate | £12,571 - £14,876 | 19% |
| Basic Rate | £14,877 - £26,561 | 20% |
| Intermediate Rate | £26,562 - £43,662 | 21% |
| Higher Rate | £43,663 - £75,000 | 42% |
| Advanced Rate | £75,001 - £125,140 | 45% |
| Top Rate | Over £125,140 | 48% |