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2025/26 Tax Year

£71,000 Salary - UK Take Home Pay

If you earn £71,000 per year in the UK, you will take home £51,737 after tax and National Insurance. That's £4,311.45 per month.

Gross Salary
£71,000
per year
Take Home
£51,737
per year
Monthly Net
£4,311.45
per month
Effective Tax
27.1%
tax rate

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Your Income

Enter your salary details for 2025/26

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0%

Salary sacrifice reduces taxable income

Take Home Pay

£51,737.40/year

72.9% of gross income

  • Gross Income£71,000.00
  • Taxable Income£58,430.00
  • Income Tax-£15,832.00
  • National Insurance-£3,430.60
  • Total Deductions-£19,262.60

27.1%

Effective Rate

40%

Marginal Rate

£71,000 Salary Insights

Compare your salary and understand your tax breakdown

£71,000 vs UK Wages

Top 10% of UK earners

+103%

vs UK Median

£36,000

Above Median

Where Your £71,000 Goes

Annual breakdown of your salary

Take Home72.9%
Income Tax22.3%
National Insurance4.8%

Tax Benefits on £71,000 from Pension

See how pension contributions reduce your tax bill

Increase your pension contribution to see potential tax savings. Pension contributions reduce your taxable income.

£71,000 Salary Breakdown

DescriptionYearlyMonthly
Gross Salary£71,000.00£5,916.67
Personal Allowance£12,570.00£1,047.50
Taxable Income£58,430.00£4,869.17
Income Tax-£15,832.00-£1,319.33
National Insurance-£3,430.60-£285.88
Total Deductions-£19,262.60-£1,605.22
Take Home Pay£51,737.40£4,311.45

How is £71,000 Taxed?

On a £71,000 salary, here's how your income is distributed across tax bands:

Personal Allowance
Tax-free income
£12,570
0%
Basic Rate
Taxed at basic rate
£37,700
20%
Higher Rate
Taxed at higher rate
£20,730
40%

Understanding Your £71,000 Salary

A £71,000 salary in the UK for the 2025/26 tax year will result in a take-home pay of £51,737.40 per year, or £4,311.45 per month. This calculation includes Income Tax and National Insurance deductions.

Your effective tax rate is 27.1%, meaning for every £1 you earn, you keep approximately £73 pence. Your marginal tax rate (the rate on your next £1 earned) is 40%. Learn more about UK tax bands.

This calculation assumes you have a standard Personal Allowance of £12,570, no student loan repayments, and no pension contributions. You can adjust these factors using the calculator above to see how they affect your take-home pay.

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