£12,000 Salary - UK Take Home Pay
If you earn £12,000 per year in the UK, you will take home £12,000 after tax and National Insurance. That's £1,000.00 per month.
Customise Your Calculation
Your Income
Enter your salary details for 2025/26
Salary sacrifice reduces taxable income
Take Home Pay
£12,000.00/year
100.0% of gross income
- Gross Income£12,000.00
- Taxable Income£0.00
- Income Tax-£0.00
- National Insurance-£0.00
- Total Deductions-£0.00
0.0%
Effective Rate
0%
Marginal Rate
£12,000 Salary Insights
Compare your salary and understand your tax breakdown
£12,000 vs UK Wages
Below UK median
-66%
vs UK Median
£23,000
Below Median
Where Your £12,000 Goes
Annual breakdown of your salary
Tax Benefits on £12,000 from Pension
See how pension contributions reduce your tax bill
Increase your pension contribution to see potential tax savings. Pension contributions reduce your taxable income.
£12,000 Salary Breakdown
| Description | Yearly | Monthly |
|---|---|---|
| Gross Salary | £12,000.00 | £1,000.00 |
| Personal Allowance | £12,570.00 | £1,047.50 |
| Taxable Income | £0.00 | £0.00 |
| Income Tax | -£0.00 | -£0.00 |
| National Insurance | -£0.00 | -£0.00 |
| Total Deductions | -£0.00 | -£0.00 |
| Take Home Pay | £12,000.00 | £1,000.00 |
How is £12,000 Taxed?
On a £12,000 salary, here's how your income is distributed across tax bands:
Understanding Your £12,000 Salary
A £12,000 salary in the UK for the 2025/26 tax year will result in a take-home pay of £12,000.00 per year, or £1,000.00 per month. This calculation includes Income Tax and National Insurance deductions.
Your effective tax rate is 0.0%, meaning for every £1 you earn, you keep approximately £100 pence. Your marginal tax rate (the rate on your next £1 earned) is 0%. Learn more about UK tax bands.
This calculation assumes you have a standard Personal Allowance of £12,570, no student loan repayments, and no pension contributions. You can adjust these factors using the calculator above to see how they affect your take-home pay.
Looking for salary information by job title? Browse UK salaries by profession to see how your salary compares to others in your field.